Need new vehicles, machinery, or business equipment?

Specialist SMSF Lending Knowledge

We understand the unique rules around SMSF borrowing and work with you to ensure your loan structure meets ATO and compliance requirements.

Access to 95+ Lenders

We compare SMSF property loans from a wide panel of lenders—including banks and specialist SMSF financiers—to find the right fit for your fund.

Tailored Loan Structures

From limited recourse borrowing arrangements (LRBAs) to deposit and cash flow planning, we tailor your finance to align with your SMSF strategy.

End-to-End Support & Guidance

We guide you through every step, from pre-approval to settlement, working alongside your accountant or financial adviser to make the process smooth and compliant.

Asset and Equipment Finance Made Easy

Need new vehicles, machinery, or business equipment? At Loancircle, we help businesses access the finance they need to grow, without tying up working capital. Whether you're upgrading your fleet, expanding your operations, or replacing outdated tools, we offer flexible asset finance solutions tailored to your needs.

With access to over 95 lenders, we compare a wide range of equipment and asset loan options with competitive rates, tax-effective structures, and fast approvals.

What is Asset and Equipment Finance?

Asset and equipment finance allows you to purchase or lease essential business assets without paying the full cost upfront. It’s ideal for business owners who need vehicles, tools, plant equipment, medical gear, or technology to keep things running smoothly.

This type of finance can include:

Vehicle and fleet finance
Machinery and industrial equipment
Medical and dental equipment
IT, software and office technology
Fit-outs and specialised tools

Depending on the structure, you may own the asset outright, lease it, or pay to own it over time. We help you choose the right approach based on your cash flow, tax position, and business goals.

Why Use Asset Finance?

Asset and equipment finance offers several business benefits:

Free up cash flow for other expenses
Preserve working capital for growth
Access the latest equipment without large upfront costs
Take advantage of tax deductions and depreciation
Match repayments to your income cycle

With the right loan structure, asset finance can give your business the tools it needs to grow faster and operate more efficiently.

Get in touch

Access hundreds of loans from our wide choice of lenders, including the big 4 banks. We shop around for you and your broker can negotiate a competitive rate.

We don’t charge to find the right loan for you. Your broker is paid by the lender once your loan settles.

We offer appointments at the time and place that suits you, including after work.

From comparing home loan options to preparing the paperwork and supporting you through to settlement, your mortgage broker does all the running around.

A woman and man smiling while reviewing details at a car dealership. Perfect for business or lifestyle imagery.

Why Choose Loancircle for smart asset and equipment finance

At Loancircle, we take the stress out of equipment finance. Our brokers work with you to understand your business needs, compare loan options from 95+ lenders, and manage the process from application to settlement.

Here’s how we help:

Access to specialised lenders and bank partners
Fast approvals and competitive rates
Tailored loan structures that suit your business
Options for sole traders, companies, trusts and partnerships
Digital applications and ongoing support

Whether you're financing one vehicle or fitting out an entire workspace, we make it easy to get the funding you need with confidence.

What Our Clients Say

Read our verified reviews to get a sense of what it’s like working with Loancircle

    
 
 
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   Johns V 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brilliant to work with great service
  
 
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   Shayne W 
 
 
 
 Trustindex verifies that the original source of the review is Google. We teamed up with David from Loancircle. A pleasant young man with the knowledge to help us achieve our goals in refinancing/equity draw and also secure a mortgage loan for our trust. David was precise prompt and had an eye for detail. He tailored everything to our needs and provided us with many options to compare and deliberate on. We highly recommend David and the team from Loancircle.
  
 
      Posted on Google  
   
   Edward K 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can’t stress how diligent David is to get you and your property across the line, with the right bank choices and opportunities, making sure paperwork is right and on time, and dealing with all other parties. He takes the time to make sure you know what’s happening and support you where ever possible.
  
 
      Posted on Google  
   
   Andries J 
 
 
 
 Trustindex verifies that the original source of the review is Google. David provided us with exceptional service and really went above and beyond in finding us the best deal and keeping us in loop every step of the way.
  
 
      Posted on Google  
   
   Doug J 
 
 
 
 Trustindex verifies that the original source of the review is Google. Outstanding service and commitment to delivering the right product in very timely fashion. Detailed and well presented assessment of various options to aid making an informed decision. Thank you for your services
  
 
      Posted on Google  
   
   Tash D 
 
 
 
 Trustindex verifies that the original source of the review is Google. Truly an excellent human who helped me with a pivotal moment in life as a first home buyer. Thank you David, for your kindness, professionalism and excellent documentation. Would 100% recommend.
  
 
      Posted on Google  
   
   Thomas C 
 
 
 
 Trustindex verifies that the original source of the review is Google. I cannot highly recommend David and his associates at Loancircle enough. We are first time home buyers with a complicated financial situation, and David was a champion at taking us through the process, always available to answer questions, and made us feel really secure. We owe him so much. Thank you David!
  
 
      Posted on Google  
   
   Meg L 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a fantastic experience with David when buying my first home. His expertise, dedication, and effort made the process smooth and enjoyable. Searching for my first home was definitely challenging, but it was relief to know I had someone like David helping me along the way! I couldn't recommend David enough, he went above and beyond my expectations e.g. responding to emails on the weekend, taking calls after hours etc! A great service :)
  
 
      Posted on Google  
   
   Amy W 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you David! Super genuine, lovely and knowledgable man and  broker. I had no idea what I was doing buying my first home, and couldn't have done it without him!

Ready to explore finance options for your business?

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Our expert insights will help guide you through the process and get you to your goal sooner.

Call 0434 125 823

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Loancircle is a trusted mortgage broker in Australia, helping you secure your dream home with competitive interest rates and expert credit guidance.

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VERVE FINANCIAL HOLDINGS PTY LTD (ACN 685 643 627) with Australian Credit Representative Number: 571515 is authorised under Australian Credit Licence: 389087.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.