Category: Home loans

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What the latest rate rise really means for borrowers

Broker Kit 3 February 2026 No Comments

The RBA has lifted rates to 3.85%. Here’s what the latest rate rise really means for your home loan, repayments, and the smart moves borrowers can still make.

When rent costs more than a mortgage in parts of Australia

Broker Kit 27 January 2026 No Comments

In hundreds of suburbs, tenants are now paying more each week in rent than they would be paying on a mortgage for the same type of home.

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Can Christmas debt affect home loan approval?

Broker Kit 17 December 2025 No Comments

Worried Christmas spending could affect your home loan approval? Learn how festive debt, credit cards and BNPL can impact borrowing power and how to stay mortgage ready.

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When Rates Won’t Move Borrowers Still Can

Broker Kit 5 December 2025 No Comments

Inflation is up and rates aren’t falling yet, but borrowers can still get great home loan deals. Discover simple strategies to save, improve cash flow and stay ahead.

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Mortgage stress at lowest level since early 2023

Broker Kit 28 October 2025 No Comments

Mortgage stress in Australia has eased to its lowest level since early 2023 as rate cuts and income growth bring relief.

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Granny flats demand booms as Australians search for affordable housing solutions

Broker Kit 27 September 2025 No Comments

Discover how granny flats are helping Australians with affordable housing. Learn about granny flat loans, using home equity to build or renovate, and your finance options.

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Competition Heats Up as Home Loan Rates Slide to Two-Year Lows

Broker Kit 10 September 2025 No Comments

Home loan rates in Australia have dipped below 5 percent for the first time in nearly two years, as competition between lenders intensifies. This shift signals a turning point for…

How Quickly Can a Home Loan Be Approved?

Broker Kit 28 August 2025 No Comments

Find out how long home loan approval takes in Australia, from pre-approval to full approval, and what helps speed up the process.

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Five per cent first homebuyer deposit scheme to begin in October

Broker Kit 25 August 2025 No Comments

The First Home Buyer Guarantee is starting in October 2025 with 5% deposits, no LMI, higher price caps and no income limits. Learn how it works.

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Rate Relief in Motion What the August RBA Rate Cut Means for Homeowners and Investors

Broker Kit 14 August 2025 No Comments

On 12 August 2025, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to 3.60 per cent.

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IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.