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Your First Home Starts Here

Buying your first home is a big milestone—and at Loancircle, we’re here to make it easier.
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01

Low Rates

We compare loans from over 95 lenders to help you secure a competitive rate that suits your budget and lifestyle.
02

Local Experts

We know the WA property market and can guide you through local grants, government schemes, and lender options that suit your area.
03

Access to Lenders

We compare loans across 95+ banks and non-bank lenders to find the right fit for your goals and budget.
04

Extra Support

From explaining the process to helping you apply for grants and pre-approval, we’ll support you every step of the way.

Find the right home loan the first time

As a first home buyer in Australia, you may be eligible for government grants, stamp duty concessions, and schemes like the First Home Guarantee. We’ll help you understand what’s available and how to access it either on a quick chat or through our free first home buyers guide.

Not sure what you can afford? Use our borrowing power calculator to get an estimate based on your income, expenses, and deposit. It’s a great starting point to explore your options with confidence.

Working with a mortgage broker like Loancircle means having an expert on your side. We compare loans from multiple lenders, handle the paperwork, and guide you through the process, so you can focus on finding the perfect place to call home.

Over 95 banks, credit unions, and non-bank lenders compared to find you a top rate loan that is suited to your needs.
Our service is zero-cost. We’re paid by the lender once your loan settles so you aren't left out of pocket.
Saves you time and money by avoiding endless comparison sites. We do the legwork.
Loan Health Check Available for when you already have a loan. Let us review it and show you if there's a better deal.

Your local brokers

As a Perth-based mortgage broker, Loancircle understands the local property market and the challenges first home buyers in Western Australia face. Whether you're looking to buy in Perth's northern suburbs, southern corridors, or closer to the CBD, we’re here to help you navigate your options with local expertise.

We can walk you through the First Home Owner Grant (FHOG WA), explain eligibility for Keystart loans, and help you take advantage of any WA stamp duty exemptions. With our personalised advice, you’ll feel supported from pre-approval through to settlement.

What Our Clients Say

Read our verified reviews to get a sense of what it’s like working with Loancircle

Ready to explore your options?

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Call us, we are here to help

Our expert insights will help guide you through the process and get you to your goal sooner.

Book a free appointment

Experience the Loancircle Mortgage Broker difference. Your local Perth brokers with Australia-wide services.
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Start your application

We get it, you’re in the moment. Apply online and we will send you the top 3 rates for your loan.
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Loancircle is a trusted mortgage broker in Australia, helping you secure your dream home with competitive interest rates and expert credit guidance.

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ABN: 46 840 353 405

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VERVE FINANCIAL HOLDINGS PTY LTD (ACN 685 643 627) with Australian Credit Representative Number: 571515 is authorised under Australian Credit Licence: 389087.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.