Home loan offset calculator

An offset account is a powerful way to reduce the interest you pay on your home loan. By linking a transaction account to your mortgage, the balance in your offset is used to lower the amount of interest charged—helping you save money and pay off your loan sooner. Use our Offset Calculator to see how much you could save just by keeping your everyday funds in the right place.

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IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.