Income gross-up calculator

If you receive tax-free income like government benefits, allowances, or super contributions, lenders may gross up that amount when assessing your borrowing power. Our Income Gross-Up Calculator helps you convert tax-free income into its gross (pre-tax) equivalent, so you can get a clearer picture of your true borrowing capacity when applying for a loan.

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IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.